Nov 10, 2025
OTC Cold and Flu Combinations: How to Avoid Dangerous Double Dosing
Insurance plans use generic drugs to slash prescription costs, but hidden pricing practices often prevent patients from seeing the full savings. Here's how tiered formularies, PBMs, and new regulations are changing the game.
Your generic drug costs more than expected? It's not a mistake. Tiered copays let insurers charge more for certain generics based on rebates-not clinical value. Here's how it works and what you can do.